Total monthly cost of ownership
Cost to Own a Home in Flemington, Georgia
A $261,000 home here costs
$2,260per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $97,000 a year.
A standard mortgage calculator would have told you $1,423. The real number is $837 higher every month, 59% more than the payment most buyers budget for.
Compare Liberty County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Flemington from a five-year rolling sample, and with about 1,324 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Liberty County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Flemington against Liberty County and Georgia
| Measure | Flemington | Liberty County |
|---|---|---|
| Median home value | $261,000 | $180,200 |
| Median property tax | $3,208 | $1,897 |
| Effective tax rate | 1.229% | 1.053% |
| Median gross rent | $1,731 | $1,203 |
| Population | 1,324 | 66,826 |
The weather behind that power bill
Flemington sits in Liberty County, which averages a high of 91.6°F in its hottest month and a low of 41.1°F in its coldest, with 51.04" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,575 cooling and 1,519 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Liberty County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Liberty County
Full Liberty County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Flemington averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Flemington every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Flemington I already own here and may sell
Common questions
How much does it cost to own a home in Flemington?
A $261,000 home in Flemington, Georgia costs approximately $2,260 per month with 20% down at 7.24%. That is $1,423 principal and interest, $267 property tax, $113 homeowners insurance, $239 utilities and $218 set aside for maintenance.
What is the property tax rate in Flemington?
Flemington has an effective property tax rate of 1.229%, based on a median home value of $261,000 and median real estate taxes of $3,208. That is higher than the Liberty County average of 1.053%.
What is the average home price in Flemington?
The median owner-occupied home value in Flemington, Georgia is $261,000, against $180,200 across Liberty County.
Is it cheaper to rent or buy in Flemington?
Median gross rent in Flemington is $1,731 a month, against $2,260 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Flemington?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Flemington, Georgia at today's rate takes a household income of roughly $97,000 a year. That covers the full $2,260 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Flemington, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.