Cost to Own
United StatesGeorgiaLiberty CountyFlemington Population 1,324 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Flemington, Georgia

A $261,000 home here costs

$2,150

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,342. The real number is $809 higher every month — 60% more than the payment most buyers budget for.

Flemington median: $261,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $208,800 borrowed $1,342
Property tax1.229% effective rate for Flemington itself $267
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $113
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $218
Total monthly $2,150

Flemington against Liberty County and Georgia

MeasureFlemingtonLiberty County
Median home value$261,000$180,200
Median property tax$3,208$1,897
Effective tax rate1.229%1.053%
Median gross rent$1,731$1,203
Population1,32466,826

The weather behind that power bill

Flemington sits in Liberty County, which averages a high of 91.6°F in its hottest month and a low of 41.1°F in its coldest, with 51.04" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,575 cooling and 1,519 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Liberty County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Liberty County

Full Liberty County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Flemington?

A $261,000 home in Flemington, Georgia costs approximately $2,150 per month with 20% down at 6.66%. That is $1,342 principal and interest, $267 property tax, $113 homeowners insurance, $210 utilities and $218 set aside for maintenance.

What is the property tax rate in Flemington?

Flemington has an effective property tax rate of 1.229%, based on a median home value of $261,000 and median real estate taxes of $3,208. That is higher than the Liberty County average of 1.053%.

What is the average home price in Flemington?

The median owner-occupied home value in Flemington, Georgia is $261,000, against $180,200 across Liberty County.

Is it cheaper to rent or buy in Flemington?

Median gross rent in Flemington is $1,731 a month, against $2,150 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Flemington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology