Cost to Own
United StatesPennsylvaniaNorthampton CountyWalnutport Population 1,981 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Walnutport, Pennsylvania

A $199,000 home here costs

$1,862

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,023. The real number is $839 higher every month — 82% more than the payment most buyers budget for.

Walnutport median: $198,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $159,200 borrowed $1,023
Property tax2.079% effective rate for Walnutport itself $345
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $66
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $166
Total monthly $1,862

Walnutport against Northampton County and Pennsylvania

MeasureWalnutportNorthampton County
Median home value$198,800$285,000
Median property tax$4,134$4,710
Effective tax rate2.079%1.653%
Median gross rent$1,566$1,335
Population1,981315,927

The weather behind that power bill

Walnutport sits in Northampton County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Northampton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Northampton County

Full Northampton County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Walnutport?

A $199,000 home in Walnutport, Pennsylvania costs approximately $1,862 per month with 20% down at 6.66%. That is $1,023 principal and interest, $345 property tax, $66 homeowners insurance, $262 utilities and $166 set aside for maintenance.

What is the property tax rate in Walnutport?

Walnutport has an effective property tax rate of 2.079%, based on a median home value of $198,800 and median real estate taxes of $4,134. That is higher than the Northampton County average of 1.653%.

What is the average home price in Walnutport?

The median owner-occupied home value in Walnutport, Pennsylvania is $198,800, against $285,000 across Northampton County.

Is it cheaper to rent or buy in Walnutport?

Median gross rent in Walnutport is $1,566 a month, against $1,862 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Walnutport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology