Cost to Own
United StatesTennesseeBlount CountyVonore Population 1,829 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Vonore, Tennessee

A $269,000 home here costs

$2,025

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,383. The real number is $642 higher every month — 46% more than the payment most buyers budget for.

Vonore median: $269,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $215,200 borrowed $1,383
Property tax0.477% effective rate for Vonore itself $107
Homeowners insuranceTennessee averages $1,368/yr (NAIC), or 0.505% of home value $113
Electricity14.47¢/kWh — Tennessee residential average, EIA $130
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $224
Total monthly $2,025

Vonore against Blount County and Tennessee

MeasureVonoreBlount County
Median home value$269,200$275,700
Median property tax$1,285$1,387
Effective tax rate0.477%0.503%
Median gross rent$800$1,042
Population1,829137,747

Vonore extends across 2 counties. Figures here use Blount County, where most of its housing sits.

The weather behind that power bill

Vonore sits in Blount County, which averages a high of 88.4°F in its hottest month and a low of 30.0°F in its coldest, with 51.93" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,574 cooling and 3,528 heating degree days, which is what sets the $130 electricity line above.

See the full climate breakdown for Blount County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Blount County

Full Blount County cost breakdown · Every county in Tennessee

Common questions

How much does it cost to own a home in Vonore?

A $269,000 home in Vonore, Tennessee costs approximately $2,025 per month with 20% down at 6.66%. That is $1,383 principal and interest, $107 property tax, $113 homeowners insurance, $198 utilities and $224 set aside for maintenance.

What is the property tax rate in Vonore?

Vonore has an effective property tax rate of 0.477%, based on a median home value of $269,200 and median real estate taxes of $1,285. That is lower than the Blount County average of 0.503%.

What is the average home price in Vonore?

The median owner-occupied home value in Vonore, Tennessee is $269,200, against $275,700 across Blount County.

Is it cheaper to rent or buy in Vonore?

Median gross rent in Vonore is $800 a month, against $2,025 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Vonore — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Tennessee.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology