Total monthly cost of ownership
Cost to Own a Home in Maryville, Tennessee
A $311,000 home here costs
$2,377per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,599. The real number is $778 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maryville against Blount County and Tennessee
| Measure | Maryville | Blount County |
|---|---|---|
| Median home value | $310,600 | $275,700 |
| Median property tax | $2,275 | $1,387 |
| Effective tax rate | 0.732% | 0.503% |
| Median gross rent | $1,149 | $1,042 |
| Population | 32,196 | 137,747 |
The weather behind that power bill
Maryville sits in Blount County, which averages a high of 88.4°F in its hottest month and a low of 30.0°F in its coldest, with 51.93" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,574 cooling and 3,528 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Blount County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Blount County
Full Blount County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Maryville?
A $311,000 home in Maryville, Tennessee costs approximately $2,377 per month with 20% down at 6.66%. That is $1,599 principal and interest, $190 property tax, $131 homeowners insurance, $198 utilities and $259 set aside for maintenance.
What is the property tax rate in Maryville?
Maryville has an effective property tax rate of 0.732%, based on a median home value of $310,600 and median real estate taxes of $2,275. That is higher than the Blount County average of 0.503%.
What is the average home price in Maryville?
The median owner-occupied home value in Maryville, Tennessee is $310,600, against $275,700 across Blount County.
Is it cheaper to rent or buy in Maryville?
Median gross rent in Maryville is $1,149 a month, against $2,377 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maryville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.