Cost to Own
United StatesNew YorkOnondaga CountyVillage Green Population 3,518 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Village Green, New York

A $150,000 home here costs

$1,512

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $771. The real number is $740 higher every month — 96% more than the payment most buyers budget for.

Village Green median: $149,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $120,000 borrowed $771
Property tax1.963% effective rate for Village Green itself $245
Homeowners insuranceNew York averages $1,455/yr (NAIC), or 0.264% of home value $33
Electricity29.93¢/kWh — New York residential average, EIA $269
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $125
Total monthly $1,512

Village Green against Onondaga County and New York

MeasureVillage GreenOnondaga County
Median home value$149,800$185,300
Median property tax$2,941$4,805
Effective tax rate1.963%2.593%
Median gross rent$1,227$1,067
Population3,518471,611

The weather behind that power bill

Village Green sits in Onondaga County, which averages a high of 81.7°F in its hottest month and a low of 16.5°F in its coldest, with 39.88" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 619 cooling and 6,588 heating degree days, which is what sets the $269 electricity line above.

See the full climate breakdown for Onondaga County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Onondaga County

Full Onondaga County cost breakdown · Every county in New York

Common questions

How much does it cost to own a home in Village Green?

A $150,000 home in Village Green, New York costs approximately $1,512 per month with 20% down at 6.66%. That is $771 principal and interest, $245 property tax, $33 homeowners insurance, $337 utilities and $125 set aside for maintenance.

What is the property tax rate in Village Green?

Village Green has an effective property tax rate of 1.963%, based on a median home value of $149,800 and median real estate taxes of $2,941. That is lower than the Onondaga County average of 2.593%.

What is the average home price in Village Green?

The median owner-occupied home value in Village Green, New York is $149,800, against $185,300 across Onondaga County.

Is it cheaper to rent or buy in Village Green?

Median gross rent in Village Green is $1,227 a month, against $1,512 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Village Green — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New York.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology