Cost to Own
United StatesGeorgiaDooly CountyVienna Population 2,879 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Vienna, Georgia

A $97,000 home here costs

$970

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $499. The real number is $471 higher every month — 94% more than the payment most buyers budget for.

Vienna median: $97,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $77,600 borrowed $499
Property tax1.703% effective rate for Vienna itself $138
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $42
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $81
Total monthly $970

Vienna against Dooly County and Georgia

MeasureViennaDooly County
Median home value$97,300$96,400
Median property tax$1,657$1,198
Effective tax rate1.703%1.243%
Median gross rent$787$761
Population2,87911,026

The weather behind that power bill

Vienna sits in Dooly County, which averages a high of 93.0°F in its hottest month and a low of 36.5°F in its coldest, with 50.13" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,393 cooling and 2,085 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Dooly County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dooly County

Full Dooly County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Vienna?

A $97,000 home in Vienna, Georgia costs approximately $970 per month with 20% down at 6.66%. That is $499 principal and interest, $138 property tax, $42 homeowners insurance, $210 utilities and $81 set aside for maintenance.

What is the property tax rate in Vienna?

Vienna has an effective property tax rate of 1.703%, based on a median home value of $97,300 and median real estate taxes of $1,657. That is higher than the Dooly County average of 1.243%.

What is the average home price in Vienna?

The median owner-occupied home value in Vienna, Georgia is $97,300, against $96,400 across Dooly County.

Is it cheaper to rent or buy in Vienna?

Median gross rent in Vienna is $787 a month, against $970 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Vienna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology