Total monthly cost of ownership
Cost to Own a Home in Unadilla, Georgia
A $64,000 home here costs
$688per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $329. The real number is $359 higher every month — 109% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Unadilla against Dooly County and Georgia
| Measure | Unadilla | Dooly County |
|---|---|---|
| Median home value | $64,300 | $96,400 |
| Median property tax | $811 | $1,198 |
| Effective tax rate | 1.261% | 1.243% |
| Median gross rent | $760 | $761 |
| Population | 3,057 | 11,026 |
The weather behind that power bill
Unadilla sits in Dooly County, which averages a high of 93.0°F in its hottest month and a low of 36.5°F in its coldest, with 50.13" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,393 cooling and 2,085 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Dooly County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dooly County
Common questions
How much does it cost to own a home in Unadilla?
A $64,000 home in Unadilla, Georgia costs approximately $688 per month with 20% down at 6.66%. That is $329 principal and interest, $67 property tax, $28 homeowners insurance, $210 utilities and $53 set aside for maintenance.
What is the property tax rate in Unadilla?
Unadilla has an effective property tax rate of 1.261%, based on a median home value of $64,300 and median real estate taxes of $811. That is higher than the Dooly County average of 1.243%.
What is the average home price in Unadilla?
The median owner-occupied home value in Unadilla, Georgia is $64,300, against $96,400 across Dooly County.
Is it cheaper to rent or buy in Unadilla?
Median gross rent in Unadilla is $760 a month, against $688 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Unadilla — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.