Total monthly cost of ownership
Cost to Own a Home in Victor, Idaho
A $592,000 home here costs
$4,020per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,043. The real number is $976 higher every month — 32% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Victor against Teton County and Idaho
| Measure | Victor | Teton County |
|---|---|---|
| Median home value | $591,500 | $595,900 |
| Median property tax | $2,264 | $2,065 |
| Effective tax rate | 0.383% | 0.347% |
| Median gross rent | $1,210 | $1,196 |
| Population | 3,024 | 12,101 |
The weather behind that power bill
Victor sits in Teton County, which averages a high of 82.9°F in its hottest month and a low of 9.3°F in its coldest, with 19.35" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 120 cooling and 8,414 heating degree days, which is what sets the $111 electricity line above.
See the full climate breakdown for Teton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Teton County
Common questions
How much does it cost to own a home in Victor?
A $592,000 home in Victor, Idaho costs approximately $4,020 per month with 20% down at 6.66%. That is $3,043 principal and interest, $189 property tax, $115 homeowners insurance, $179 utilities and $493 set aside for maintenance.
What is the property tax rate in Victor?
Victor has an effective property tax rate of 0.383%, based on a median home value of $591,500 and median real estate taxes of $2,264. That is higher than the Teton County average of 0.347%.
What is the average home price in Victor?
The median owner-occupied home value in Victor, Idaho is $591,500, against $595,900 across Teton County.
Is it cheaper to rent or buy in Victor?
Median gross rent in Victor is $1,210 a month, against $4,020 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Victor — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Idaho.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.