Cost to Own
United StatesIdahoTeton CountyDriggs Population 2,655 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Driggs, Idaho

A $458,000 home here costs

$3,158

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,355. The real number is $803 higher every month — 34% more than the payment most buyers budget for.

Driggs median: $457,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $366,400 borrowed $2,355
Property tax0.403% effective rate for Driggs itself $154
Homeowners insuranceIdaho averages $884/yr (NAIC), or 0.233% of home value $89
Electricity12.35¢/kWh — Idaho residential average, EIA $111
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $382
Total monthly $3,158

Driggs against Teton County and Idaho

MeasureDriggsTeton County
Median home value$457,800$595,900
Median property tax$1,847$2,065
Effective tax rate0.403%0.347%
Median gross rent$1,160$1,196
Population2,65512,101

The weather behind that power bill

Driggs sits in Teton County, which averages a high of 82.9°F in its hottest month and a low of 9.3°F in its coldest, with 19.35" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 120 cooling and 8,414 heating degree days, which is what sets the $111 electricity line above.

See the full climate breakdown for Teton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Teton County

Full Teton County cost breakdown · Every county in Idaho

Common questions

How much does it cost to own a home in Driggs?

A $458,000 home in Driggs, Idaho costs approximately $3,158 per month with 20% down at 6.66%. That is $2,355 principal and interest, $154 property tax, $89 homeowners insurance, $179 utilities and $382 set aside for maintenance.

What is the property tax rate in Driggs?

Driggs has an effective property tax rate of 0.403%, based on a median home value of $457,800 and median real estate taxes of $1,847. That is higher than the Teton County average of 0.347%.

What is the average home price in Driggs?

The median owner-occupied home value in Driggs, Idaho is $457,800, against $595,900 across Teton County.

Is it cheaper to rent or buy in Driggs?

Median gross rent in Driggs is $1,160 a month, against $3,158 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Driggs — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Idaho.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology