Cost to Own
United StatesMississippiLee CountyVerona Population 2,782 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Verona, Mississippi

A $114,000 home here costs

$1,047

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $586. The real number is $461 higher every month — 79% more than the payment most buyers budget for.

Verona median: $113,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $91,200 borrowed $586
Property tax0.518% effective rate for Verona itself $49
Homeowners insuranceMississippi averages $1,766/yr (NAIC), or 1.087% of home value $103
Electricity16.16¢/kWh — Mississippi residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $95
Total monthly $1,047

Verona against Lee County and Mississippi

MeasureVeronaLee County
Median home value$113,900$187,800
Median property tax$590$1,356
Effective tax rate0.518%0.722%
Median gross rent$973$929
Population2,78283,138

The weather behind that power bill

Verona sits in Lee County, which averages a high of 92.3°F in its hottest month and a low of 33.6°F in its coldest, with 57.74" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,235 cooling and 2,727 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lee County

Full Lee County cost breakdown · Every county in Mississippi

Common questions

How much does it cost to own a home in Verona?

A $114,000 home in Verona, Mississippi costs approximately $1,047 per month with 20% down at 6.66%. That is $586 principal and interest, $49 property tax, $103 homeowners insurance, $213 utilities and $95 set aside for maintenance.

What is the property tax rate in Verona?

Verona has an effective property tax rate of 0.518%, based on a median home value of $113,900 and median real estate taxes of $590. That is lower than the Lee County average of 0.722%.

What is the average home price in Verona?

The median owner-occupied home value in Verona, Mississippi is $113,900, against $187,800 across Lee County.

Is it cheaper to rent or buy in Verona?

Median gross rent in Verona is $973 a month, against $1,047 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Verona — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Mississippi.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology