Cost to Own
United StatesMississippiLee CountyNettleton Population 2,023 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Nettleton, Mississippi

A $91,000 home here costs

$905

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $468. The real number is $437 higher every month — 93% more than the payment most buyers budget for.

Nettleton median: $90,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $72,800 borrowed $468
Property tax0.864% effective rate for Nettleton itself $66
Homeowners insuranceMississippi averages $1,766/yr (NAIC), or 1.087% of home value $82
Electricity16.16¢/kWh — Mississippi residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $76
Total monthly $905

Nettleton against Lee County and Mississippi

MeasureNettletonLee County
Median home value$90,900$187,800
Median property tax$785$1,356
Effective tax rate0.864%0.722%
Median gross rent$809$929
Population2,02383,138

Nettleton extends across 2 counties. Figures here use Lee County, where most of its housing sits.

The weather behind that power bill

Nettleton sits in Lee County, which averages a high of 92.3°F in its hottest month and a low of 33.6°F in its coldest, with 57.74" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,235 cooling and 2,727 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lee County

Full Lee County cost breakdown · Every county in Mississippi

Common questions

How much does it cost to own a home in Nettleton?

A $91,000 home in Nettleton, Mississippi costs approximately $905 per month with 20% down at 6.66%. That is $468 principal and interest, $66 property tax, $82 homeowners insurance, $213 utilities and $76 set aside for maintenance.

What is the property tax rate in Nettleton?

Nettleton has an effective property tax rate of 0.864%, based on a median home value of $90,900 and median real estate taxes of $785. That is higher than the Lee County average of 0.722%.

What is the average home price in Nettleton?

The median owner-occupied home value in Nettleton, Mississippi is $90,900, against $187,800 across Lee County.

Is it cheaper to rent or buy in Nettleton?

Median gross rent in Nettleton is $809 a month, against $905 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nettleton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Mississippi.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology