Cost to Own
United StatesOregonMarion CountyTurner Population 3,107 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Turner, Oregon

A $474,000 home here costs

$3,405

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,437. The real number is $968 higher every month — 40% more than the payment most buyers budget for.

Turner median: $473,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $379,200 borrowed $2,437
Property tax0.736% effective rate for Turner itself $291
Homeowners insuranceOregon averages $793/yr (NAIC), or 0.173% of home value $68
Electricity16.27¢/kWh — Oregon residential average, EIA $146
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $395
Total monthly $3,405

Turner against Marion County and Oregon

MeasureTurnerMarion County
Median home value$473,800$383,300
Median property tax$3,488$3,382
Effective tax rate0.736%0.882%
Median gross rent$1,207$1,333
Population3,107346,532

The weather behind that power bill

Turner sits in Marion County, which averages a high of 76.3°F in its hottest month and a low of 32.5°F in its coldest, with 68.92" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 99 cooling and 5,992 heating degree days, which is what sets the $146 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in Oregon

Common questions

How much does it cost to own a home in Turner?

A $474,000 home in Turner, Oregon costs approximately $3,405 per month with 20% down at 6.66%. That is $2,437 principal and interest, $291 property tax, $68 homeowners insurance, $214 utilities and $395 set aside for maintenance.

What is the property tax rate in Turner?

Turner has an effective property tax rate of 0.736%, based on a median home value of $473,800 and median real estate taxes of $3,488. That is lower than the Marion County average of 0.882%.

What is the average home price in Turner?

The median owner-occupied home value in Turner, Oregon is $473,800, against $383,300 across Marion County.

Is it cheaper to rent or buy in Turner?

Median gross rent in Turner is $1,207 a month, against $3,405 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Turner — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oregon.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology