Cost to Own
United StatesOregonMarion CountyFour Corners Population 16,168 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Four Corners, Oregon

A $314,000 home here costs

$2,361

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,614. The real number is $746 higher every month — 46% more than the payment most buyers budget for.

Four Corners median: $313,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $251,200 borrowed $1,614
Property tax0.860% effective rate for Four Corners itself $225
Homeowners insuranceOregon averages $793/yr (NAIC), or 0.173% of home value $45
Electricity16.27¢/kWh — Oregon residential average, EIA $146
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $262
Total monthly $2,361

Four Corners against Marion County and Oregon

MeasureFour CornersMarion County
Median home value$313,500$383,300
Median property tax$2,695$3,382
Effective tax rate0.860%0.882%
Median gross rent$1,298$1,333
Population16,168346,532

The weather behind that power bill

Four Corners sits in Marion County, which averages a high of 76.3°F in its hottest month and a low of 32.5°F in its coldest, with 68.92" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 99 cooling and 5,992 heating degree days, which is what sets the $146 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in Oregon

Common questions

How much does it cost to own a home in Four Corners?

A $314,000 home in Four Corners, Oregon costs approximately $2,361 per month with 20% down at 6.66%. That is $1,614 principal and interest, $225 property tax, $45 homeowners insurance, $214 utilities and $262 set aside for maintenance.

What is the property tax rate in Four Corners?

Four Corners has an effective property tax rate of 0.860%, based on a median home value of $313,500 and median real estate taxes of $2,695. That is lower than the Marion County average of 0.882%.

What is the average home price in Four Corners?

The median owner-occupied home value in Four Corners, Oregon is $313,500, against $383,300 across Marion County.

Is it cheaper to rent or buy in Four Corners?

Median gross rent in Four Corners is $1,298 a month, against $2,361 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Four Corners — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oregon.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology