Cost to Own
United StatesGeorgiaWashington CountyTennille Population 1,605 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Tennille, Georgia

A $88,000 home here costs

$832

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $452. The real number is $380 higher every month — 84% more than the payment most buyers budget for.

Tennille median: $88,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $70,400 borrowed $452
Property tax0.791% effective rate for Tennille itself $58
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $38
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $73
Total monthly $832

Tennille against Washington County and Georgia

MeasureTennilleWashington County
Median home value$88,100$115,600
Median property tax$697$1,268
Effective tax rate0.791%1.097%
Median gross rent$826$836
Population1,60519,893

The weather behind that power bill

Tennille sits in Washington County, which averages a high of 91.6°F in its hottest month and a low of 34.7°F in its coldest, with 48.61" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,045 cooling and 2,430 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Tennille?

A $88,000 home in Tennille, Georgia costs approximately $832 per month with 20% down at 6.66%. That is $452 principal and interest, $58 property tax, $38 homeowners insurance, $210 utilities and $73 set aside for maintenance.

What is the property tax rate in Tennille?

Tennille has an effective property tax rate of 0.791%, based on a median home value of $88,100 and median real estate taxes of $697. That is lower than the Washington County average of 1.097%.

What is the average home price in Tennille?

The median owner-occupied home value in Tennille, Georgia is $88,100, against $115,600 across Washington County.

Is it cheaper to rent or buy in Tennille?

Median gross rent in Tennille is $826 a month, against $832 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tennille — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology