Total monthly cost of ownership
Cost to Own a Home in Davisboro, Georgia
A $99,000 home here costs
$887per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $509. The real number is $378 higher every month — 74% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Davisboro against Washington County and Georgia
| Measure | Davisboro | Washington County |
|---|---|---|
| Median home value | $98,500 | $115,600 |
| Median property tax | $502 | $1,268 |
| Effective tax rate | 0.510% | 1.097% |
| Median gross rent | $867 | $836 |
| Population | 2,120 | 19,893 |
The weather behind that power bill
Davisboro sits in Washington County, which averages a high of 91.6°F in its hottest month and a low of 34.7°F in its coldest, with 48.61" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,045 cooling and 2,430 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Washington County
Full Washington County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Davisboro?
A $99,000 home in Davisboro, Georgia costs approximately $887 per month with 20% down at 6.66%. That is $509 principal and interest, $42 property tax, $43 homeowners insurance, $210 utilities and $83 set aside for maintenance.
What is the property tax rate in Davisboro?
Davisboro has an effective property tax rate of 0.510%, based on a median home value of $98,500 and median real estate taxes of $502. That is lower than the Washington County average of 1.097%.
What is the average home price in Davisboro?
The median owner-occupied home value in Davisboro, Georgia is $98,500, against $115,600 across Washington County.
Is it cheaper to rent or buy in Davisboro?
Median gross rent in Davisboro is $867 a month, against $887 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Davisboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.