Cost to Own
United StatesCaliforniaFresno CountySunnyside Population 5,003 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sunnyside, California

A $489,000 home here costs

$3,641

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,514. The real number is $1,127 higher every month — 45% more than the payment most buyers budget for.

Sunnyside median: $489,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $391,200 borrowed $2,514
Property tax0.680% effective rate for Sunnyside itself $277
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $76
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $408
Total monthly $3,641

Sunnyside against Fresno County and California

MeasureSunnysideFresno County
Median home value$489,300$362,600
Median property tax$3,329$2,704
Effective tax rate0.680%0.746%
Median gross rent$1,530$1,300
Population5,0031,012,152

The weather behind that power bill

Sunnyside sits in Fresno County, which averages a high of 97.7°F in its hottest month and a low of 39.8°F in its coldest, with 10.99" of precipitation a year and 55% of it in a single three-month stretch. That climate drives 2,209 cooling and 2,187 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Fresno County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fresno County

Full Fresno County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Sunnyside?

A $489,000 home in Sunnyside, California costs approximately $3,641 per month with 20% down at 6.66%. That is $2,514 principal and interest, $277 property tax, $76 homeowners insurance, $367 utilities and $408 set aside for maintenance.

What is the property tax rate in Sunnyside?

Sunnyside has an effective property tax rate of 0.680%, based on a median home value of $489,300 and median real estate taxes of $3,329. That is lower than the Fresno County average of 0.746%.

What is the average home price in Sunnyside?

The median owner-occupied home value in Sunnyside, California is $489,300, against $362,600 across Fresno County.

Is it cheaper to rent or buy in Sunnyside?

Median gross rent in Sunnyside is $1,530 a month, against $3,641 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sunnyside — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology