Cost to Own
United States › California › Fresno County › Parlier Population 14,545 Data vintage ACS 2023 5-Year Rates updated 2026-10-15
Before you budget for Parlier FEMA rates natural hazard risk in Fresno County Relatively High, with drought its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Parlier, California

A $236,000 home here costs

$1,890

per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $81,000 a year.

P&I 69%Tax 6%Insurance 2%Utilities 13%Upkeep 10%

A standard mortgage calculator would have told you $1,307. The real number is $583 higher every month, 45% more than the payment most buyers budget for.

Compare Fresno County with anywhere in America · full county breakdown

Parlier median: $236,100
Under 20% adds PMI
Freddie Mac PMMS
CA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $188,800 borrowed $1,307
Property tax0.574% effective rate for Parlier itself $113
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $37
Electricity33.61ยข/kWh, California residential average, EIA $169
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $197
Total monthly $1,890

Parlier against Fresno County and California

MeasureParlierFresno County
Median home value$236,100$362,600
Median property tax$1,355$2,704
Effective tax rate0.574%0.746%
Median gross rent$1,059$1,300
Population14,5451,012,152

The weather behind that power bill

Parlier sits in Fresno County, which averages a high of 97.7°F in its hottest month and a low of 39.8°F in its coldest, with 10.99" of precipitation a year and 55% of it in a single three-month stretch. That climate drives 2,209 cooling and 2,187 heating degree days, which is what sets the $169 electricity line above.

See the full climate breakdown for Fresno County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fresno County

Full Fresno County cost breakdown · Every county in California

Talk to someone who works this market

These are Parlier averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Parlier every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Parlier I already own here and may sell

Common questions

How much does it cost to own a home in Parlier?

A $236,000 home in Parlier, California costs approximately $1,890 per month with 20% down at 7.4%. That is $1,307 principal and interest, $113 property tax, $37 homeowners insurance, $237 utilities and $197 set aside for maintenance.

What is the property tax rate in Parlier?

Parlier has an effective property tax rate of 0.574%, based on a median home value of $236,100 and median real estate taxes of $1,355. That is lower than the Fresno County average of 0.746%.

What is the average home price in Parlier?

The median owner-occupied home value in Parlier, California is $236,100, against $362,600 across Fresno County.

Is it cheaper to rent or buy in Parlier?

Median gross rent in Parlier is $1,059 a month, against $1,890 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Parlier?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Parlier, California at today's rate takes a household income of roughly $81,000 a year. That covers the full $1,890 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Parlier, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for California.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology