Cost to Own
United StatesCaliforniaFresno CountyParlier Population 14,545 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Parlier, California

A $236,000 home here costs

$1,926

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,213. The real number is $713 higher every month — 59% more than the payment most buyers budget for.

Parlier median: $236,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $188,800 borrowed $1,213
Property tax0.574% effective rate for Parlier itself $113
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $37
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $197
Total monthly $1,926

Parlier against Fresno County and California

MeasureParlierFresno County
Median home value$236,100$362,600
Median property tax$1,355$2,704
Effective tax rate0.574%0.746%
Median gross rent$1,059$1,300
Population14,5451,012,152

The weather behind that power bill

Parlier sits in Fresno County, which averages a high of 97.7°F in its hottest month and a low of 39.8°F in its coldest, with 10.99" of precipitation a year and 55% of it in a single three-month stretch. That climate drives 2,209 cooling and 2,187 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Fresno County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fresno County

Full Fresno County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Parlier?

A $236,000 home in Parlier, California costs approximately $1,926 per month with 20% down at 6.66%. That is $1,213 principal and interest, $113 property tax, $37 homeowners insurance, $367 utilities and $197 set aside for maintenance.

What is the property tax rate in Parlier?

Parlier has an effective property tax rate of 0.574%, based on a median home value of $236,100 and median real estate taxes of $1,355. That is lower than the Fresno County average of 0.746%.

What is the average home price in Parlier?

The median owner-occupied home value in Parlier, California is $236,100, against $362,600 across Fresno County.

Is it cheaper to rent or buy in Parlier?

Median gross rent in Parlier is $1,059 a month, against $1,926 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Parlier — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology