Total monthly cost of ownership
Cost to Own a Home in Sulphur, Louisiana
A $175,000 home here costs
$1,548per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $66,500 a year.
A standard mortgage calculator would have told you $969. The real number is $579 higher every month, 60% more than the payment most buyers budget for.
Compare Calcasieu Parish with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sulphur against Calcasieu Parish and Louisiana
| Measure | Sulphur | Calcasieu Parish |
|---|---|---|
| Median home value | $175,200 | $208,500 |
| Median property tax | $650 | $926 |
| Effective tax rate | 0.371% | 0.444% |
| Median gross rent | $1,015 | $1,096 |
| Population | 21,004 | 208,668 |
The weather behind that power bill
Sulphur sits in Calcasieu Parish, which averages a high of 92.8°F in its hottest month and a low of 43.4°F in its coldest, with 59.75" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,063 cooling and 1,315 heating degree days, which is what sets the $153 electricity line above.
See the full climate breakdown for Calcasieu Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Calcasieu Parish
Full Calcasieu Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Sulphur averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Sulphur every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Sulphur I already own here and may sell
Common questions
How much does it cost to own a home in Sulphur?
A $175,000 home in Sulphur, Louisiana costs approximately $1,548 per month with 20% down at 7.4%. That is $969 principal and interest, $54 property tax, $158 homeowners insurance, $221 utilities and $146 set aside for maintenance.
What is the property tax rate in Sulphur?
Sulphur has an effective property tax rate of 0.371%, based on a median home value of $175,200 and median real estate taxes of $650. That is lower than the Calcasieu Parish average of 0.444%.
What is the average home price in Sulphur?
The median owner-occupied home value in Sulphur, Louisiana is $175,200, against $208,500 across Calcasieu Parish.
Is it cheaper to rent or buy in Sulphur?
Median gross rent in Sulphur is $1,015 a month, against $1,548 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Sulphur?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Sulphur, Louisiana at today's rate takes a household income of roughly $66,500 a year. That covers the full $1,548 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sulphur, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.