Cost to Own
United StatesLouisianaCalcasieu ParishSulphur Population 21,004 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sulphur, Louisiana

A $175,000 home here costs

$1,453

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $900. The real number is $553 higher every month — 61% more than the payment most buyers budget for.

Sulphur median: $175,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $140,000 borrowed $900
Property tax0.371% effective rate for Sulphur itself $54
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $158
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $146
Total monthly $1,453

Sulphur against Calcasieu Parish and Louisiana

MeasureSulphurCalcasieu Parish
Median home value$175,200$208,500
Median property tax$650$926
Effective tax rate0.371%0.444%
Median gross rent$1,015$1,096
Population21,004208,668

The weather behind that power bill

Sulphur sits in Calcasieu Parish, which averages a high of 92.8°F in its hottest month and a low of 43.4°F in its coldest, with 59.75" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,063 cooling and 1,315 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Calcasieu Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Calcasieu Parish

Full Calcasieu Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Sulphur?

A $175,000 home in Sulphur, Louisiana costs approximately $1,453 per month with 20% down at 6.66%. That is $900 principal and interest, $54 property tax, $158 homeowners insurance, $195 utilities and $146 set aside for maintenance.

What is the property tax rate in Sulphur?

Sulphur has an effective property tax rate of 0.371%, based on a median home value of $175,200 and median real estate taxes of $650. That is lower than the Calcasieu Parish average of 0.444%.

What is the average home price in Sulphur?

The median owner-occupied home value in Sulphur, Louisiana is $175,200, against $208,500 across Calcasieu Parish.

Is it cheaper to rent or buy in Sulphur?

Median gross rent in Sulphur is $1,015 a month, against $1,453 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sulphur — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology