Cost to Own
United StatesLouisianaCalcasieu ParishCarlyss Population 5,184 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Carlyss, Louisiana

A $152,000 home here costs

$1,321

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $781. The real number is $539 higher every month — 69% more than the payment most buyers budget for.

Carlyss median: $152,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $121,600 borrowed $781
Property tax0.635% effective rate for Carlyss itself $80
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $137
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $127
Total monthly $1,321

Carlyss against Calcasieu Parish and Louisiana

MeasureCarlyssCalcasieu Parish
Median home value$152,400$208,500
Median property tax$967$926
Effective tax rate0.635%0.444%
Median gross rent$1,142$1,096
Population5,184208,668

The weather behind that power bill

Carlyss sits in Calcasieu Parish, which averages a high of 92.8°F in its hottest month and a low of 43.4°F in its coldest, with 59.75" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,063 cooling and 1,315 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Calcasieu Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Calcasieu Parish

Full Calcasieu Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Carlyss?

A $152,000 home in Carlyss, Louisiana costs approximately $1,321 per month with 20% down at 6.66%. That is $781 principal and interest, $80 property tax, $137 homeowners insurance, $195 utilities and $127 set aside for maintenance.

What is the property tax rate in Carlyss?

Carlyss has an effective property tax rate of 0.635%, based on a median home value of $152,400 and median real estate taxes of $967. That is higher than the Calcasieu Parish average of 0.444%.

What is the average home price in Carlyss?

The median owner-occupied home value in Carlyss, Louisiana is $152,400, against $208,500 across Calcasieu Parish.

Is it cheaper to rent or buy in Carlyss?

Median gross rent in Carlyss is $1,142 a month, against $1,321 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Carlyss — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology