Total monthly cost of ownership
Cost to Own a Home in Suisun City, California
A $551,000 home here costs
$4,072per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,833. The real number is $1,240 higher every month — 44% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Suisun City against Solano County and California
| Measure | Suisun City | Solano County |
|---|---|---|
| Median home value | $551,000 | $589,600 |
| Median property tax | $3,939 | $4,408 |
| Effective tax rate | 0.715% | 0.748% |
| Median gross rent | $2,151 | $2,088 |
| Population | 29,205 | 450,824 |
The weather behind that power bill
Suisun City sits in Solano County, which averages a high of 95.0°F in its hottest month and a low of 37.1°F in its coldest, with 24.84" of precipitation a year and 62% of it in a single three-month stretch. That climate drives 1,391 cooling and 2,446 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Solano County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Solano County
Full Solano County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Suisun City?
A $551,000 home in Suisun City, California costs approximately $4,072 per month with 20% down at 6.66%. That is $2,833 principal and interest, $328 property tax, $85 homeowners insurance, $367 utilities and $459 set aside for maintenance.
What is the property tax rate in Suisun City?
Suisun City has an effective property tax rate of 0.715%, based on a median home value of $551,000 and median real estate taxes of $3,939. That is lower than the Solano County average of 0.748%.
What is the average home price in Suisun City?
The median owner-occupied home value in Suisun City, California is $551,000, against $589,600 across Solano County.
Is it cheaper to rent or buy in Suisun City?
Median gross rent in Suisun City is $2,151 a month, against $4,072 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Suisun City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.