Cost to Own
United StatesColoradoArapahoe CountyStrasburg Population 3,249 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Strasburg, Colorado

A $445,000 home here costs

$3,201

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,288. The real number is $913 higher every month — 40% more than the payment most buyers budget for.

Strasburg median: $445,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $356,000 borrowed $2,288
Property tax0.539% effective rate for Strasburg itself $200
Homeowners insuranceColorado averages $1,802/yr (NAIC), or 0.348% of home value $129
Electricity16.16¢/kWh — Colorado residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $371
Total monthly $3,201

Strasburg against Arapahoe County and Colorado

MeasureStrasburgArapahoe County
Median home value$445,100$526,000
Median property tax$2,398$2,767
Effective tax rate0.539%0.526%
Median gross rent$1,177$1,812
Population3,249655,709

Strasburg extends across 2 counties. Figures here use Arapahoe County, where most of its housing sits.

The weather behind that power bill

Strasburg sits in Arapahoe County, which averages a high of 89.9°F in its hottest month and a low of 18.4°F in its coldest, with 14.48" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 850 cooling and 5,862 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Arapahoe County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Arapahoe County

Full Arapahoe County cost breakdown · Every county in Colorado

Common questions

How much does it cost to own a home in Strasburg?

A $445,000 home in Strasburg, Colorado costs approximately $3,201 per month with 20% down at 6.66%. That is $2,288 principal and interest, $200 property tax, $129 homeowners insurance, $213 utilities and $371 set aside for maintenance.

What is the property tax rate in Strasburg?

Strasburg has an effective property tax rate of 0.539%, based on a median home value of $445,100 and median real estate taxes of $2,398. That is higher than the Arapahoe County average of 0.526%.

What is the average home price in Strasburg?

The median owner-occupied home value in Strasburg, Colorado is $445,100, against $526,000 across Arapahoe County.

Is it cheaper to rent or buy in Strasburg?

Median gross rent in Strasburg is $1,177 a month, against $3,201 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Strasburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Colorado.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology