Cost to Own
United StatesColoradoArapahoe CountyGreenwood Village Population 15,485 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Greenwood Village, Colorado

A $1,213,000 home here costs

$8,335

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $6,236. The real number is $2,098 higher every month — 34% more than the payment most buyers budget for.

Greenwood Village median: $1,213,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $970,400 borrowed $6,236
Property tax0.517% effective rate for Greenwood Village itself $523
Homeowners insuranceColorado averages $1,802/yr (NAIC), or 0.348% of home value $352
Electricity16.16¢/kWh — Colorado residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $1,011
Total monthly $8,335

Greenwood Village against Arapahoe County and Colorado

MeasureGreenwood VillageArapahoe County
Median home value$1,213,300$526,000
Median property tax$6,270$2,767
Effective tax rate0.517%0.526%
Median gross rent$2,119$1,812
Population15,485655,709

The weather behind that power bill

Greenwood Village sits in Arapahoe County, which averages a high of 89.9°F in its hottest month and a low of 18.4°F in its coldest, with 14.48" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 850 cooling and 5,862 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Arapahoe County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Arapahoe County

Full Arapahoe County cost breakdown · Every county in Colorado

Common questions

How much does it cost to own a home in Greenwood Village?

A $1,213,000 home in Greenwood Village, Colorado costs approximately $8,335 per month with 20% down at 6.66%. That is $6,236 principal and interest, $523 property tax, $352 homeowners insurance, $213 utilities and $1,011 set aside for maintenance.

What is the property tax rate in Greenwood Village?

Greenwood Village has an effective property tax rate of 0.517%, based on a median home value of $1,213,300 and median real estate taxes of $6,270. That is in line with the Arapahoe County average of 0.526%.

What is the average home price in Greenwood Village?

The median owner-occupied home value in Greenwood Village, Colorado is $1,213,300, against $526,000 across Arapahoe County.

Is it cheaper to rent or buy in Greenwood Village?

Median gross rent in Greenwood Village is $2,119 a month, against $8,335 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Greenwood Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Colorado.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology