Total monthly cost of ownership
Cost to Own a Home in Star Valley Ranch, Wyoming
A $471,000 home here costs
$3,384per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,421. The real number is $963 higher every month — 40% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Star Valley Ranch against Lincoln County and Wyoming
| Measure | Star Valley Ranch | Lincoln County |
|---|---|---|
| Median home value | $471,000 | $334,500 |
| Median property tax | $2,384 | $1,458 |
| Effective tax rate | 0.506% | 0.436% |
| Median gross rent | $1,646 | $868 |
| Population | 2,107 | 20,158 |
The weather behind that power bill
Star Valley Ranch sits in Lincoln County, which averages a high of 81.9°F in its hottest month and a low of -3.3°F in its coldest, with 7.66" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 31 cooling and 10,404 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Lincoln County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lincoln County
Full Lincoln County cost breakdown · Every county in Wyoming
Common questions
How much does it cost to own a home in Star Valley Ranch?
A $471,000 home in Star Valley Ranch, Wyoming costs approximately $3,384 per month with 20% down at 6.66%. That is $2,421 principal and interest, $199 property tax, $171 homeowners insurance, $201 utilities and $393 set aside for maintenance.
What is the property tax rate in Star Valley Ranch?
Star Valley Ranch has an effective property tax rate of 0.506%, based on a median home value of $471,000 and median real estate taxes of $2,384. That is higher than the Lincoln County average of 0.436%.
What is the average home price in Star Valley Ranch?
The median owner-occupied home value in Star Valley Ranch, Wyoming is $471,000, against $334,500 across Lincoln County.
Is it cheaper to rent or buy in Star Valley Ranch?
Median gross rent in Star Valley Ranch is $1,646 a month, against $3,384 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Star Valley Ranch — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.