Total monthly cost of ownership
Cost to Own a Home in Afton, Wyoming
A $311,000 home here costs
$2,283per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,599. The real number is $684 higher every month — 43% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Afton against Lincoln County and Wyoming
| Measure | Afton | Lincoln County |
|---|---|---|
| Median home value | $311,200 | $334,500 |
| Median property tax | $1,332 | $1,458 |
| Effective tax rate | 0.428% | 0.436% |
| Median gross rent | $738 | $868 |
| Population | 1,982 | 20,158 |
The weather behind that power bill
Afton sits in Lincoln County, which averages a high of 81.9°F in its hottest month and a low of -3.3°F in its coldest, with 7.66" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 31 cooling and 10,404 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Lincoln County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lincoln County
Full Lincoln County cost breakdown · Every county in Wyoming
Common questions
How much does it cost to own a home in Afton?
A $311,000 home in Afton, Wyoming costs approximately $2,283 per month with 20% down at 6.66%. That is $1,599 principal and interest, $111 property tax, $113 homeowners insurance, $201 utilities and $259 set aside for maintenance.
What is the property tax rate in Afton?
Afton has an effective property tax rate of 0.428%, based on a median home value of $311,200 and median real estate taxes of $1,332. That is in line with the Lincoln County average of 0.436%.
What is the average home price in Afton?
The median owner-occupied home value in Afton, Wyoming is $311,200, against $334,500 across Lincoln County.
Is it cheaper to rent or buy in Afton?
Median gross rent in Afton is $738 a month, against $2,283 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Afton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.