Cost to Own
United StatesIdahoFremont CountySt. Anthony Population 3,818 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in St. Anthony, Idaho

A $200,000 home here costs

$1,531

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,028. The real number is $503 higher every month — 49% more than the payment most buyers budget for.

St. Anthony median: $199,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $160,000 borrowed $1,028
Property tax0.709% effective rate for St. Anthony itself $118
Homeowners insuranceIdaho averages $884/yr (NAIC), or 0.233% of home value $39
Electricity12.35¢/kWh — Idaho residential average, EIA $111
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $167
Total monthly $1,531

St. Anthony against Fremont County and Idaho

MeasureSt. AnthonyFremont County
Median home value$199,600$281,800
Median property tax$1,415$1,360
Effective tax rate0.709%0.483%
Median gross rent$729$803
Population3,81813,701

The weather behind that power bill

St. Anthony sits in Fremont County, which averages a high of 82.7°F in its hottest month and a low of 13.4°F in its coldest, with 19.67" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 210 cooling and 8,043 heating degree days, which is what sets the $111 electricity line above.

See the full climate breakdown for Fremont County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fremont County

Full Fremont County cost breakdown · Every county in Idaho

Common questions

How much does it cost to own a home in St. Anthony?

A $200,000 home in St. Anthony, Idaho costs approximately $1,531 per month with 20% down at 6.66%. That is $1,028 principal and interest, $118 property tax, $39 homeowners insurance, $179 utilities and $167 set aside for maintenance.

What is the property tax rate in St. Anthony?

St. Anthony has an effective property tax rate of 0.709%, based on a median home value of $199,600 and median real estate taxes of $1,415. That is higher than the Fremont County average of 0.483%.

What is the average home price in St. Anthony?

The median owner-occupied home value in St. Anthony, Idaho is $199,600, against $281,800 across Fremont County.

Is it cheaper to rent or buy in St. Anthony?

Median gross rent in St. Anthony is $729 a month, against $1,531 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for St. Anthony — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Idaho.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology