Total monthly cost of ownership
Cost to Own a Home in Ashton, Idaho
A $222,000 home here costs
$1,666per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,141. The real number is $524 higher every month — 46% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ashton against Fremont County and Idaho
| Measure | Ashton | Fremont County |
|---|---|---|
| Median home value | $222,300 | $281,800 |
| Median property tax | $1,408 | $1,360 |
| Effective tax rate | 0.633% | 0.483% |
| Median gross rent | $925 | $803 |
| Population | 1,329 | 13,701 |
The weather behind that power bill
Ashton sits in Fremont County, which averages a high of 82.7°F in its hottest month and a low of 13.4°F in its coldest, with 19.67" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 210 cooling and 8,043 heating degree days, which is what sets the $111 electricity line above.
See the full climate breakdown for Fremont County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fremont County
Common questions
How much does it cost to own a home in Ashton?
A $222,000 home in Ashton, Idaho costs approximately $1,666 per month with 20% down at 6.66%. That is $1,141 principal and interest, $117 property tax, $43 homeowners insurance, $179 utilities and $185 set aside for maintenance.
What is the property tax rate in Ashton?
Ashton has an effective property tax rate of 0.633%, based on a median home value of $222,300 and median real estate taxes of $1,408. That is higher than the Fremont County average of 0.483%.
What is the average home price in Ashton?
The median owner-occupied home value in Ashton, Idaho is $222,300, against $281,800 across Fremont County.
Is it cheaper to rent or buy in Ashton?
Median gross rent in Ashton is $925 a month, against $1,666 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ashton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Idaho.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.