Total monthly cost of ownership
Cost to Own a Home in St. Anthony city (Hennepin and Ramsey Counties), Minnesota
A $366,000 home here costs
$3,053per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,882. The real number is $1,172 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
St. Anthony city (Hennepin and Ramsey Counties) against Hennepin County and Minnesota
| Measure | St. Anthony city (Hennepin and Ramsey Counties) | Hennepin County |
|---|---|---|
| Median home value | $365,700 | $376,500 |
| Median property tax | $5,843 | $4,337 |
| Effective tax rate | 1.598% | 1.152% |
| Median gross rent | $1,413 | $1,439 |
| Population | 9,516 | 1,268,903 |
St. Anthony city (Hennepin and Ramsey Counties) extends across 2 counties. Figures here use Hennepin County, where most of its housing sits.
The weather behind that power bill
St. Anthony city (Hennepin and Ramsey Counties) sits in Hennepin County, which averages a high of 83.3°F in its hottest month and a low of 7.2°F in its coldest, with 30.71" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 703 cooling and 7,654 heating degree days, which is what sets the $152 electricity line above.
See the full climate breakdown for Hennepin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hennepin County
Full Hennepin County cost breakdown · Every county in Minnesota
Common questions
How much does it cost to own a home in St. Anthony city (Hennepin and Ramsey Counties)?
A $366,000 home in St. Anthony city (Hennepin and Ramsey Counties), Minnesota costs approximately $3,053 per month with 20% down at 6.66%. That is $1,882 principal and interest, $487 property tax, $159 homeowners insurance, $220 utilities and $305 set aside for maintenance.
What is the property tax rate in St. Anthony city (Hennepin and Ramsey Counties)?
St. Anthony city (Hennepin and Ramsey Counties) has an effective property tax rate of 1.598%, based on a median home value of $365,700 and median real estate taxes of $5,843. That is higher than the Hennepin County average of 1.152%.
What is the average home price in St. Anthony city (Hennepin and Ramsey Counties)?
The median owner-occupied home value in St. Anthony city (Hennepin and Ramsey Counties), Minnesota is $365,700, against $376,500 across Hennepin County.
Is it cheaper to rent or buy in St. Anthony city (Hennepin and Ramsey Counties)?
Median gross rent in St. Anthony city (Hennepin and Ramsey Counties) is $1,413 a month, against $3,053 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for St. Anthony city (Hennepin and Ramsey Counties) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Minnesota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.