Total monthly cost of ownership
Cost to Own a Home in South Wenatchee, Washington
A $244,000 home here costs
$1,804per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,254. The real number is $549 higher every month — 44% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
South Wenatchee against Chelan County and Washington
| Measure | South Wenatchee | Chelan County |
|---|---|---|
| Median home value | $244,400 | $454,900 |
| Median property tax | $1,290 | $3,235 |
| Effective tax rate | 0.528% | 0.711% |
| Median gross rent | $1,300 | $1,182 |
| Population | 1,083 | 79,518 |
The weather behind that power bill
South Wenatchee sits in Chelan County, which averages a high of 81.9°F in its hottest month and a low of 21.3°F in its coldest, with 27.24" of precipitation a year and 52% of it in a single three-month stretch. That climate drives 219 cooling and 7,206 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Chelan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Chelan County
Full Chelan County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in South Wenatchee?
A $244,000 home in South Wenatchee, Washington costs approximately $1,804 per month with 20% down at 6.66%. That is $1,254 principal and interest, $107 property tax, $36 homeowners insurance, $202 utilities and $203 set aside for maintenance.
What is the property tax rate in South Wenatchee?
South Wenatchee has an effective property tax rate of 0.528%, based on a median home value of $244,400 and median real estate taxes of $1,290. That is lower than the Chelan County average of 0.711%.
What is the average home price in South Wenatchee?
The median owner-occupied home value in South Wenatchee, Washington is $244,400, against $454,900 across Chelan County.
Is it cheaper to rent or buy in South Wenatchee?
Median gross rent in South Wenatchee is $1,300 a month, against $1,804 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for South Wenatchee — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.