Cost to Own
United StatesWashingtonChelan CountyManson Population 1,595 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Manson, Washington

A $550,000 home here costs

$3,812

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,828. The real number is $984 higher every month — 35% more than the payment most buyers budget for.

Manson median: $549,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $440,000 borrowed $2,828
Property tax0.528% effective rate for Manson itself $242
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $82
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $458
Total monthly $3,812

Manson against Chelan County and Washington

MeasureMansonChelan County
Median home value$549,600$454,900
Median property tax$2,904$3,235
Effective tax rate0.528%0.711%
Median gross rent$1,667$1,182
Population1,59579,518

The weather behind that power bill

Manson sits in Chelan County, which averages a high of 81.9°F in its hottest month and a low of 21.3°F in its coldest, with 27.24" of precipitation a year and 52% of it in a single three-month stretch. That climate drives 219 cooling and 7,206 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Chelan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Chelan County

Full Chelan County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Manson?

A $550,000 home in Manson, Washington costs approximately $3,812 per month with 20% down at 6.66%. That is $2,828 principal and interest, $242 property tax, $82 homeowners insurance, $202 utilities and $458 set aside for maintenance.

What is the property tax rate in Manson?

Manson has an effective property tax rate of 0.528%, based on a median home value of $549,600 and median real estate taxes of $2,904. That is lower than the Chelan County average of 0.711%.

What is the average home price in Manson?

The median owner-occupied home value in Manson, Washington is $549,600, against $454,900 across Chelan County.

Is it cheaper to rent or buy in Manson?

Median gross rent in Manson is $1,667 a month, against $3,812 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Manson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology