Total monthly cost of ownership
Cost to Own a Home in South Barre, Vermont
A $247,000 home here costs
$2,232per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,270. The real number is $962 higher every month — 76% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
South Barre against Washington County and Vermont
| Measure | South Barre | Washington County |
|---|---|---|
| Median home value | $246,900 | $293,900 |
| Median property tax | $4,729 | $5,491 |
| Effective tax rate | 1.915% | 1.868% |
| Median gross rent | $1,631 | $1,094 |
| Population | 1,259 | 59,958 |
The weather behind that power bill
South Barre sits in Washington County, which averages a high of 81.5°F in its hottest month and a low of 7.3°F in its coldest, with 41.35" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 472 cooling and 7,722 heating degree days, which is what sets the $224 electricity line above.
See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Washington County
Full Washington County cost breakdown · Every county in Vermont
Common questions
How much does it cost to own a home in South Barre?
A $247,000 home in South Barre, Vermont costs approximately $2,232 per month with 20% down at 6.66%. That is $1,270 principal and interest, $394 property tax, $70 homeowners insurance, $292 utilities and $206 set aside for maintenance.
What is the property tax rate in South Barre?
South Barre has an effective property tax rate of 1.915%, based on a median home value of $246,900 and median real estate taxes of $4,729. That is higher than the Washington County average of 1.868%.
What is the average home price in South Barre?
The median owner-occupied home value in South Barre, Vermont is $246,900, against $293,900 across Washington County.
Is it cheaper to rent or buy in South Barre?
Median gross rent in South Barre is $1,631 a month, against $2,232 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for South Barre — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Vermont.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.