Cost to Own
United StatesVermontWashington CountyEast Barre Population 1,084 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Barre, Vermont

A $249,000 home here costs

$2,245

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,280. The real number is $965 higher every month — 75% more than the payment most buyers budget for.

East Barre median: $249,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $199,200 borrowed $1,280
Property tax1.906% effective rate for East Barre itself $395
Homeowners insuranceVermont averages $1,025/yr (NAIC), or 0.34% of home value $71
Electricity24.89¢/kWh — Vermont residential average, EIA $224
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $208
Total monthly $2,245

East Barre against Washington County and Vermont

MeasureEast BarreWashington County
Median home value$249,200$293,900
Median property tax$4,750$5,491
Effective tax rate1.906%1.868%
Median gross rent$617$1,094
Population1,08459,958

The weather behind that power bill

East Barre sits in Washington County, which averages a high of 81.5°F in its hottest month and a low of 7.3°F in its coldest, with 41.35" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 472 cooling and 7,722 heating degree days, which is what sets the $224 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Vermont

Common questions

How much does it cost to own a home in East Barre?

A $249,000 home in East Barre, Vermont costs approximately $2,245 per month with 20% down at 6.66%. That is $1,280 principal and interest, $395 property tax, $71 homeowners insurance, $292 utilities and $208 set aside for maintenance.

What is the property tax rate in East Barre?

East Barre has an effective property tax rate of 1.906%, based on a median home value of $249,200 and median real estate taxes of $4,750. That is higher than the Washington County average of 1.868%.

What is the average home price in East Barre?

The median owner-occupied home value in East Barre, Vermont is $249,200, against $293,900 across Washington County.

Is it cheaper to rent or buy in East Barre?

Median gross rent in East Barre is $617 a month, against $2,245 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Barre — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Vermont.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology