Cost to Own
United States › Vermont › Washington County › East Barre Population 1,084 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $878 a month in taxes, insurance, utilities and upkeep. See the full Washington County picture

Total monthly cost of ownership

Cost to Own a Home in East Barre, Vermont

A $249,000 home here costs

$2,236

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $96,000 a year.

P&I 61%Tax 18%Insurance 3%Utilities 9%Upkeep 9%

A standard mortgage calculator would have told you $1,358. The real number is $878 higher every month, 65% more than the payment most buyers budget for.

Compare Washington County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for East Barre from a five-year rolling sample, and with about 1,084 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Washington County figures are drawn from a far larger sample if you want a steadier number.

East Barre median: $249,200
Under 20% adds PMI
Freddie Mac PMMS
VT average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $199,200 borrowed $1,358
Property tax1.906% effective rate for East Barre itself $395
Homeowners insuranceVermont averages $1,025/yr (NAIC), or 0.34% of home value $71
Electricity23.84ยข/kWh, Vermont residential average, EIA $137
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $208
Total monthly $2,236

East Barre against Washington County and Vermont

MeasureEast BarreWashington County
Median home value$249,200$293,900
Median property tax$4,750$5,491
Effective tax rate1.906%1.868%
Median gross rent$617$1,094
Population1,08459,958

The weather behind that power bill

East Barre sits in Washington County, which averages a high of 81.5°F in its hottest month and a low of 7.3°F in its coldest, with 41.35" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 472 cooling and 7,722 heating degree days, which is what sets the $137 electricity line above.

See the full climate breakdown for Washington County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Vermont

Talk to someone who works this market

These are East Barre averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works East Barre every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in East Barre I already own here and may sell

Common questions

How much does it cost to own a home in East Barre?

A $249,000 home in East Barre, Vermont costs approximately $2,236 per month with 20% down at 7.24%. That is $1,358 principal and interest, $395 property tax, $71 homeowners insurance, $205 utilities and $208 set aside for maintenance.

What is the property tax rate in East Barre?

East Barre has an effective property tax rate of 1.906%, based on a median home value of $249,200 and median real estate taxes of $4,750. That is higher than the Washington County average of 1.868%.

What is the average home price in East Barre?

The median owner-occupied home value in East Barre, Vermont is $249,200, against $293,900 across Washington County.

Is it cheaper to rent or buy in East Barre?

Median gross rent in East Barre is $617 a month, against $2,236 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in East Barre?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in East Barre, Vermont at today's rate takes a household income of roughly $96,000 a year. That covers the full $2,236 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Barre, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Vermont.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology