Cost to Own
United StatesMinnesotaMurray CountySlayton Population 2,089 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Slayton, Minnesota

A $160,000 home here costs

$1,365

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $823. The real number is $543 higher every month — 66% more than the payment most buyers budget for.

Slayton median: $160,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $128,000 borrowed $823
Property tax0.897% effective rate for Slayton itself $120
Homeowners insuranceMinnesota averages $1,607/yr (NAIC), or 0.521% of home value $69
Electricity16.95¢/kWh — Minnesota residential average, EIA $152
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $133
Total monthly $1,365

Slayton against Murray County and Minnesota

MeasureSlaytonMurray County
Median home value$160,400$179,400
Median property tax$1,438$1,373
Effective tax rate0.897%0.765%
Median gross rent$718$768
Population2,0898,119

The weather behind that power bill

Slayton sits in Murray County, which averages a high of 81.1°F in its hottest month and a low of 3.9°F in its coldest, with 30.14" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 497 cooling and 8,436 heating degree days, which is what sets the $152 electricity line above.

See the full climate breakdown for Murray County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Murray County

Full Murray County cost breakdown · Every county in Minnesota

Common questions

How much does it cost to own a home in Slayton?

A $160,000 home in Slayton, Minnesota costs approximately $1,365 per month with 20% down at 6.66%. That is $823 principal and interest, $120 property tax, $69 homeowners insurance, $220 utilities and $133 set aside for maintenance.

What is the property tax rate in Slayton?

Slayton has an effective property tax rate of 0.897%, based on a median home value of $160,400 and median real estate taxes of $1,438. That is higher than the Murray County average of 0.765%.

What is the average home price in Slayton?

The median owner-occupied home value in Slayton, Minnesota is $160,400, against $179,400 across Murray County.

Is it cheaper to rent or buy in Slayton?

Median gross rent in Slayton is $718 a month, against $1,365 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Slayton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Minnesota.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology