Total monthly cost of ownership
Cost to Own a Home in Simmesport, Louisiana
A $60,000 home here costs
$624per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $308. The real number is $316 higher every month — 102% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Simmesport against Avoyelles Parish and Louisiana
| Measure | Simmesport | Avoyelles Parish |
|---|---|---|
| Median home value | $60,100 | $120,200 |
| Median property tax | $199 | $244 |
| Effective tax rate | 0.331% | 0.203% |
| Median gross rent | $569 | $739 |
| Population | 1,455 | 39,176 |
The weather behind that power bill
Simmesport sits in Avoyelles Parish, which averages a high of 93.6°F in its hottest month and a low of 36.8°F in its coldest, with 57.13" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,428 cooling and 2,052 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Avoyelles Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Avoyelles Parish
Full Avoyelles Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Simmesport?
A $60,000 home in Simmesport, Louisiana costs approximately $624 per month with 20% down at 6.66%. That is $308 principal and interest, $17 property tax, $54 homeowners insurance, $195 utilities and $50 set aside for maintenance.
What is the property tax rate in Simmesport?
Simmesport has an effective property tax rate of 0.331%, based on a median home value of $60,100 and median real estate taxes of $199. That is higher than the Avoyelles Parish average of 0.203%.
What is the average home price in Simmesport?
The median owner-occupied home value in Simmesport, Louisiana is $60,100, against $120,200 across Avoyelles Parish.
Is it cheaper to rent or buy in Simmesport?
Median gross rent in Simmesport is $569 a month, against $624 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Simmesport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.