Total monthly cost of ownership
Cost to Own a Home in Simmesport, Louisiana
A $60,000 home here costs
$671per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $28,500 a year.
A standard mortgage calculator would have told you $327. The real number is $343 higher every month, 105% more than the payment most buyers budget for.
Compare Avoyelles Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Simmesport from a five-year rolling sample, and with about 1,455 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Avoyelles Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Simmesport against Avoyelles Parish and Louisiana
| Measure | Simmesport | Avoyelles Parish |
|---|---|---|
| Median home value | $60,100 | $120,200 |
| Median property tax | $199 | $244 |
| Effective tax rate | 0.331% | 0.203% |
| Median gross rent | $569 | $739 |
| Population | 1,455 | 39,176 |
The weather behind that power bill
Simmesport sits in Avoyelles Parish, which averages a high of 93.6°F in its hottest month and a low of 36.8°F in its coldest, with 57.13" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,428 cooling and 2,052 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Avoyelles Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Avoyelles Parish
Full Avoyelles Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Simmesport averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Simmesport every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Simmesport I already own here and may sell
Common questions
How much does it cost to own a home in Simmesport?
A $60,000 home in Simmesport, Louisiana costs approximately $671 per month with 20% down at 7.24%. That is $327 principal and interest, $17 property tax, $54 homeowners insurance, $223 utilities and $50 set aside for maintenance.
What is the property tax rate in Simmesport?
Simmesport has an effective property tax rate of 0.331%, based on a median home value of $60,100 and median real estate taxes of $199. That is higher than the Avoyelles Parish average of 0.203%.
What is the average home price in Simmesport?
The median owner-occupied home value in Simmesport, Louisiana is $60,100, against $120,200 across Avoyelles Parish.
Is it cheaper to rent or buy in Simmesport?
Median gross rent in Simmesport is $569 a month, against $671 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Simmesport?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Simmesport, Louisiana at today's rate takes a household income of roughly $28,500 a year. That covers the full $671 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Simmesport, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.