Cost to Own
United StatesLouisianaAvoyelles ParishBunkie Population 3,299 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bunkie, Louisiana

A $84,000 home here costs

$789

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $432. The real number is $358 higher every month — 83% more than the payment most buyers budget for.

Bunkie median: $84,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $67,200 borrowed $432
Property tax0.236% effective rate for Bunkie itself $17
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $76
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $70
Total monthly $789

Bunkie against Avoyelles Parish and Louisiana

MeasureBunkieAvoyelles Parish
Median home value$84,200$120,200
Median property tax$199$244
Effective tax rate0.236%0.203%
Median gross rent$819$739
Population3,29939,176

The weather behind that power bill

Bunkie sits in Avoyelles Parish, which averages a high of 93.6°F in its hottest month and a low of 36.8°F in its coldest, with 57.13" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,428 cooling and 2,052 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Avoyelles Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Avoyelles Parish

Full Avoyelles Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Bunkie?

A $84,000 home in Bunkie, Louisiana costs approximately $789 per month with 20% down at 6.66%. That is $432 principal and interest, $17 property tax, $76 homeowners insurance, $195 utilities and $70 set aside for maintenance.

What is the property tax rate in Bunkie?

Bunkie has an effective property tax rate of 0.236%, based on a median home value of $84,200 and median real estate taxes of $199. That is higher than the Avoyelles Parish average of 0.203%.

What is the average home price in Bunkie?

The median owner-occupied home value in Bunkie, Louisiana is $84,200, against $120,200 across Avoyelles Parish.

Is it cheaper to rent or buy in Bunkie?

Median gross rent in Bunkie is $819 a month, against $789 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bunkie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology