Cost to Own
United StatesLouisianaEast Baton Rouge ParishShenandoah Population 18,259 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Shenandoah, Louisiana

A $319,000 home here costs

$2,573

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,640. The real number is $933 higher every month — 57% more than the payment most buyers budget for.

Shenandoah median: $319,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $255,200 borrowed $1,640
Property tax0.691% effective rate for Shenandoah itself $184
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $288
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $266
Total monthly $2,573

Shenandoah against East Baton Rouge Parish and Louisiana

MeasureShenandoahEast Baton Rouge Parish
Median home value$319,300$241,800
Median property tax$2,207$1,547
Effective tax rate0.691%0.640%
Median gross rent$1,216$1,121
Population18,259452,821

The weather behind that power bill

Shenandoah sits in East Baton Rouge Parish, which averages a high of 92.2°F in its hottest month and a low of 41.6°F in its coldest, with 61.94" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,818 cooling and 1,534 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for East Baton Rouge Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in East Baton Rouge Parish

Full East Baton Rouge Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Shenandoah?

A $319,000 home in Shenandoah, Louisiana costs approximately $2,573 per month with 20% down at 6.66%. That is $1,640 principal and interest, $184 property tax, $288 homeowners insurance, $195 utilities and $266 set aside for maintenance.

What is the property tax rate in Shenandoah?

Shenandoah has an effective property tax rate of 0.691%, based on a median home value of $319,300 and median real estate taxes of $2,207. That is higher than the East Baton Rouge Parish average of 0.640%.

What is the average home price in Shenandoah?

The median owner-occupied home value in Shenandoah, Louisiana is $319,300, against $241,800 across East Baton Rouge Parish.

Is it cheaper to rent or buy in Shenandoah?

Median gross rent in Shenandoah is $1,216 a month, against $2,573 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Shenandoah — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology