Cost to Own
United StatesLouisianaEast Baton Rouge ParishOak Hills Place Population 8,380 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Oak Hills Place, Louisiana

A $412,000 home here costs

$3,291

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,118. The real number is $1,173 higher every month — 55% more than the payment most buyers budget for.

Oak Hills Place median: $411,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $329,600 borrowed $2,118
Property tax0.764% effective rate for Oak Hills Place itself $262
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $372
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $343
Total monthly $3,291

Oak Hills Place against East Baton Rouge Parish and Louisiana

MeasureOak Hills PlaceEast Baton Rouge Parish
Median home value$411,800$241,800
Median property tax$3,147$1,547
Effective tax rate0.764%0.640%
Median gross rent$1,444$1,121
Population8,380452,821

The weather behind that power bill

Oak Hills Place sits in East Baton Rouge Parish, which averages a high of 92.2°F in its hottest month and a low of 41.6°F in its coldest, with 61.94" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,818 cooling and 1,534 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for East Baton Rouge Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in East Baton Rouge Parish

Full East Baton Rouge Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Oak Hills Place?

A $412,000 home in Oak Hills Place, Louisiana costs approximately $3,291 per month with 20% down at 6.66%. That is $2,118 principal and interest, $262 property tax, $372 homeowners insurance, $195 utilities and $343 set aside for maintenance.

What is the property tax rate in Oak Hills Place?

Oak Hills Place has an effective property tax rate of 0.764%, based on a median home value of $411,800 and median real estate taxes of $3,147. That is higher than the East Baton Rouge Parish average of 0.640%.

What is the average home price in Oak Hills Place?

The median owner-occupied home value in Oak Hills Place, Louisiana is $411,800, against $241,800 across East Baton Rouge Parish.

Is it cheaper to rent or buy in Oak Hills Place?

Median gross rent in Oak Hills Place is $1,444 a month, against $3,291 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Oak Hills Place — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology