Cost to Own
United StatesGeorgiaCoweta CountySenoia Population 5,353 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Senoia, Georgia

A $383,000 home here costs

$2,963

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,969. The real number is $994 higher every month — 50% more than the payment most buyers budget for.

Senoia median: $382,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $306,400 borrowed $1,969
Property tax0.934% effective rate for Senoia itself $298
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $166
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $319
Total monthly $2,963

Senoia against Coweta County and Georgia

MeasureSenoiaCoweta County
Median home value$382,700$321,900
Median property tax$3,573$2,482
Effective tax rate0.934%0.771%
Median gross rent$1,397
Population5,353150,071

The weather behind that power bill

Senoia sits in Coweta County, which averages a high of 91.0°F in its hottest month and a low of 34.1°F in its coldest, with 49.3" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,945 cooling and 2,587 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Coweta County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coweta County

Full Coweta County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Senoia?

A $383,000 home in Senoia, Georgia costs approximately $2,963 per month with 20% down at 6.66%. That is $1,969 principal and interest, $298 property tax, $166 homeowners insurance, $210 utilities and $319 set aside for maintenance.

What is the property tax rate in Senoia?

Senoia has an effective property tax rate of 0.934%, based on a median home value of $382,700 and median real estate taxes of $3,573. That is higher than the Coweta County average of 0.771%.

What is the average home price in Senoia?

The median owner-occupied home value in Senoia, Georgia is $382,700, against $321,900 across Coweta County.

Is it cheaper to rent or buy in Senoia?

Rent data is not published for Senoia at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Senoia — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology