Cost to Own
United StatesGeorgiaCoweta CountyGrantville Population 3,220 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Grantville, Georgia

A $183,000 home here costs

$1,533

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $941. The real number is $592 higher every month — 63% more than the payment most buyers budget for.

Grantville median: $183,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $146,400 borrowed $941
Property tax0.980% effective rate for Grantville itself $149
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $79
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $153
Total monthly $1,533

Grantville against Coweta County and Georgia

MeasureGrantvilleCoweta County
Median home value$183,100$321,900
Median property tax$1,795$2,482
Effective tax rate0.980%0.771%
Median gross rent$1,264$1,397
Population3,220150,071

The weather behind that power bill

Grantville sits in Coweta County, which averages a high of 91.0°F in its hottest month and a low of 34.1°F in its coldest, with 49.3" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,945 cooling and 2,587 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Coweta County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coweta County

Full Coweta County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Grantville?

A $183,000 home in Grantville, Georgia costs approximately $1,533 per month with 20% down at 6.66%. That is $941 principal and interest, $149 property tax, $79 homeowners insurance, $210 utilities and $153 set aside for maintenance.

What is the property tax rate in Grantville?

Grantville has an effective property tax rate of 0.980%, based on a median home value of $183,100 and median real estate taxes of $1,795. That is higher than the Coweta County average of 0.771%.

What is the average home price in Grantville?

The median owner-occupied home value in Grantville, Georgia is $183,100, against $321,900 across Coweta County.

Is it cheaper to rent or buy in Grantville?

Median gross rent in Grantville is $1,264 a month, against $1,533 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Grantville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology