Cost to Own
United States › Nevada › Clark County › Sandy Valley Population 1,752 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
Before you budget for Sandy Valley FEMA rates natural hazard risk in Clark County Very High, with heat wave its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Sandy Valley, Nevada

A $219,000 home here costs

$1,692

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $72,500 a year.

P&I 71%Tax 5%Insurance 2%Utilities 11%Upkeep 11%

A standard mortgage calculator would have told you $1,194. The real number is $498 higher every month, 42% more than the payment most buyers budget for.

Compare Clark County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Sandy Valley from a five-year rolling sample, and with about 1,752 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Clark County figures are drawn from a far larger sample if you want a steadier number.

Sandy Valley median: $218,500
Under 20% adds PMI
Freddie Mac PMMS
NV average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $175,200 borrowed $1,194
Property tax0.497%, Clark County rate; no place-level figure published $91
Homeowners insuranceNevada averages $863/yr (NAIC), or 0.21% of home value $38
Electricity12.72¢/kWh, Nevada residential average, EIA $118
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $183
Total monthly $1,692

Sandy Valley against Clark County and Nevada

MeasureSandy ValleyClark County
Median home value$218,500$400,800
Median property tax—$1,990
Effective tax rate0.497%0.497%
Median gross rent—$1,518
Population1,7522,293,764

The weather behind that power bill

Sandy Valley sits in Clark County, which averages a high of 103.8°F in its hottest month and a low of 38.0°F in its coldest, with 3.99" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 3,407 cooling and 1,992 heating degree days, which is what sets the $118 electricity line above.

See the full climate breakdown for Clark County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Nevada

Talk to someone who works this market

These are Sandy Valley averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Sandy Valley every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Sandy Valley I already own here and may sell

Common questions

How much does it cost to own a home in Sandy Valley?

A $219,000 home in Sandy Valley, Nevada costs approximately $1,692 per month with 20% down at 7.24%. That is $1,194 principal and interest, $91 property tax, $38 homeowners insurance, $186 utilities and $183 set aside for maintenance.

What is the property tax rate in Sandy Valley?

Place-level tax data is not published for Sandy Valley, so the Clark County rate of 0.497% applies here.

What is the average home price in Sandy Valley?

The median owner-occupied home value in Sandy Valley, Nevada is $218,500, against $400,800 across Clark County.

Is it cheaper to rent or buy in Sandy Valley?

Rent data is not published for Sandy Valley at this level of detail.

What salary do you need to buy a home in Sandy Valley?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Sandy Valley, Nevada at today's rate takes a household income of roughly $72,500 a year. That covers the full $1,692 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sandy Valley, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Nevada.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology