Cost to Own
United StatesNevadaClark CountySandy Valley Population 1,752 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sandy Valley, Nevada

A $219,000 home here costs

$1,628

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,126. The real number is $502 higher every month — 45% more than the payment most buyers budget for.

Sandy Valley median: $218,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $175,200 borrowed $1,126
Property tax0.497% — Clark County rate; no place-level figure published $91
Homeowners insuranceNevada averages $863/yr (NAIC), or 0.21% of home value $38
Electricity13.6¢/kWh — Nevada residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $183
Total monthly $1,628

Sandy Valley against Clark County and Nevada

MeasureSandy ValleyClark County
Median home value$218,500$400,800
Median property tax$1,990
Effective tax rate0.497%0.497%
Median gross rent$1,518
Population1,7522,293,764

The weather behind that power bill

Sandy Valley sits in Clark County, which averages a high of 103.8°F in its hottest month and a low of 38.0°F in its coldest, with 3.99" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 3,407 cooling and 1,992 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Nevada

Common questions

How much does it cost to own a home in Sandy Valley?

A $219,000 home in Sandy Valley, Nevada costs approximately $1,628 per month with 20% down at 6.66%. That is $1,126 principal and interest, $91 property tax, $38 homeowners insurance, $190 utilities and $183 set aside for maintenance.

What is the property tax rate in Sandy Valley?

Place-level tax data is not published for Sandy Valley, so the Clark County rate of 0.497% applies here.

What is the average home price in Sandy Valley?

The median owner-occupied home value in Sandy Valley, Nevada is $218,500, against $400,800 across Clark County.

Is it cheaper to rent or buy in Sandy Valley?

Rent data is not published for Sandy Valley at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sandy Valley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nevada.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology