Cost to Own
United States › Nevada › Clark County › Enterprise Population 232,043 Data vintage ACS 2023 5-Year Rates updated 2026-10-15
Before you budget for Enterprise FEMA rates natural hazard risk in Clark County Very High, with heat wave its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Enterprise, Nevada

A $449,000 home here costs

$3,329

per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $142,500 a year.

P&I 75%Tax 6%Insurance 2%Utilities 6%Upkeep 11%

A standard mortgage calculator would have told you $2,487. The real number is $842 higher every month, 34% more than the payment most buyers budget for.

Compare Clark County with anywhere in America · full county breakdown

Enterprise median: $449,300
Under 20% adds PMI
Freddie Mac PMMS
NV average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $359,200 borrowed $2,487
Property tax0.541% effective rate for Enterprise itself $202
Homeowners insuranceNevada averages $863/yr (NAIC), or 0.21% of home value $79
Electricity12.77ยข/kWh, Nevada residential average, EIA $119
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $374
Total monthly $3,329

Enterprise against Clark County and Nevada

MeasureEnterpriseClark County
Median home value$449,300$400,800
Median property tax$2,432$1,990
Effective tax rate0.541%0.497%
Median gross rent$1,823$1,518
Population232,0432,293,764

The weather behind that power bill

Enterprise sits in Clark County, which averages a high of 103.8°F in its hottest month and a low of 38.0°F in its coldest, with 3.99" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 3,407 cooling and 1,992 heating degree days, which is what sets the $119 electricity line above.

See the full climate breakdown for Clark County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Nevada

Talk to someone who works this market

These are Enterprise averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Enterprise every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Enterprise I already own here and may sell

Common questions

How much does it cost to own a home in Enterprise?

A $449,000 home in Enterprise, Nevada costs approximately $3,329 per month with 20% down at 7.4%. That is $2,487 principal and interest, $202 property tax, $79 homeowners insurance, $187 utilities and $374 set aside for maintenance.

What is the property tax rate in Enterprise?

Enterprise has an effective property tax rate of 0.541%, based on a median home value of $449,300 and median real estate taxes of $2,432. That is higher than the Clark County average of 0.497%.

What is the average home price in Enterprise?

The median owner-occupied home value in Enterprise, Nevada is $449,300, against $400,800 across Clark County.

Is it cheaper to rent or buy in Enterprise?

Median gross rent in Enterprise is $1,823 a month, against $3,329 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Enterprise?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Enterprise, Nevada at today's rate takes a household income of roughly $142,500 a year. That covers the full $3,329 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Enterprise, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Nevada.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology