Cost to Own
United StatesNevadaClark CountyEnterprise Population 232,043 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Enterprise, Nevada

A $449,000 home here costs

$3,154

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,308. The real number is $845 higher every month — 37% more than the payment most buyers budget for.

Enterprise median: $449,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $359,200 borrowed $2,308
Property tax0.541% effective rate for Enterprise itself $202
Homeowners insuranceNevada averages $863/yr (NAIC), or 0.21% of home value $79
Electricity13.6¢/kWh — Nevada residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $374
Total monthly $3,154

Enterprise against Clark County and Nevada

MeasureEnterpriseClark County
Median home value$449,300$400,800
Median property tax$2,432$1,990
Effective tax rate0.541%0.497%
Median gross rent$1,823$1,518
Population232,0432,293,764

The weather behind that power bill

Enterprise sits in Clark County, which averages a high of 103.8°F in its hottest month and a low of 38.0°F in its coldest, with 3.99" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 3,407 cooling and 1,992 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Nevada

Common questions

How much does it cost to own a home in Enterprise?

A $449,000 home in Enterprise, Nevada costs approximately $3,154 per month with 20% down at 6.66%. That is $2,308 principal and interest, $202 property tax, $79 homeowners insurance, $190 utilities and $374 set aside for maintenance.

What is the property tax rate in Enterprise?

Enterprise has an effective property tax rate of 0.541%, based on a median home value of $449,300 and median real estate taxes of $2,432. That is higher than the Clark County average of 0.497%.

What is the average home price in Enterprise?

The median owner-occupied home value in Enterprise, Nevada is $449,300, against $400,800 across Clark County.

Is it cheaper to rent or buy in Enterprise?

Median gross rent in Enterprise is $1,823 a month, against $3,154 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Enterprise — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nevada.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology