Total monthly cost of ownership
Cost to Own a Home in San Felipe Pueblo, New Mexico
A $255,000 home here costs
$2,052per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $88,000 a year.
A standard mortgage calculator would have told you $1,390. The real number is $662 higher every month, 48% more than the payment most buyers budget for.
Compare Sandoval County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for San Felipe Pueblo from a five-year rolling sample, and with about 1,420 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Sandoval County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
San Felipe Pueblo against Sandoval County and New Mexico
| Measure | San Felipe Pueblo | Sandoval County |
|---|---|---|
| Median home value | $255,400 | $282,300 |
| Median property tax | — | $2,147 |
| Effective tax rate | 0.761% | 0.761% |
| Median gross rent | — | $1,408 |
| Population | 1,420 | 151,538 |
The weather behind that power bill
San Felipe Pueblo sits in Sandoval County, which averages a high of 73.7°F in its hottest month and a low of 8.7°F in its coldest, with 25.48" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2 cooling and 8,991 heating degree days, which is what sets the $108 electricity line above.
See the full climate breakdown for Sandoval County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sandoval County
Full Sandoval County cost breakdown · Every county in New Mexico
Talk to someone who works this market
These are San Felipe Pueblo averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works San Felipe Pueblo every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in San Felipe Pueblo I already own here and may sell
Common questions
How much does it cost to own a home in San Felipe Pueblo?
A $255,000 home in San Felipe Pueblo, New Mexico costs approximately $2,052 per month with 20% down at 7.24%. That is $1,390 principal and interest, $162 property tax, $112 homeowners insurance, $176 utilities and $213 set aside for maintenance.
What is the property tax rate in San Felipe Pueblo?
Place-level tax data is not published for San Felipe Pueblo, so the Sandoval County rate of 0.761% applies here.
What is the average home price in San Felipe Pueblo?
The median owner-occupied home value in San Felipe Pueblo, New Mexico is $255,400, against $282,300 across Sandoval County.
Is it cheaper to rent or buy in San Felipe Pueblo?
Rent data is not published for San Felipe Pueblo at this level of detail.
What salary do you need to buy a home in San Felipe Pueblo?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in San Felipe Pueblo, New Mexico at today's rate takes a household income of roughly $88,000 a year. That covers the full $2,052 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for San Felipe Pueblo, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for New Mexico.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.