Total monthly cost of ownership
Cost to Own a Home in Jemez Pueblo, New Mexico
A $190,000 home here costs
$1,534per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $977. The real number is $557 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jemez Pueblo against Sandoval County and New Mexico
| Measure | Jemez Pueblo | Sandoval County |
|---|---|---|
| Median home value | $190,000 | $282,300 |
| Median property tax | — | $2,147 |
| Effective tax rate | 0.761% | 0.761% |
| Median gross rent | — | $1,408 |
| Population | 2,273 | 151,538 |
The weather behind that power bill
Jemez Pueblo sits in Sandoval County, which averages a high of 73.7°F in its hottest month and a low of 8.7°F in its coldest, with 25.48" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2 cooling and 8,991 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Sandoval County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sandoval County
Full Sandoval County cost breakdown · Every county in New Mexico
Common questions
How much does it cost to own a home in Jemez Pueblo?
A $190,000 home in Jemez Pueblo, New Mexico costs approximately $1,534 per month with 20% down at 6.66%. That is $977 principal and interest, $120 property tax, $83 homeowners insurance, $195 utilities and $158 set aside for maintenance.
What is the property tax rate in Jemez Pueblo?
Place-level tax data is not published for Jemez Pueblo, so the Sandoval County rate of 0.761% applies here.
What is the average home price in Jemez Pueblo?
The median owner-occupied home value in Jemez Pueblo, New Mexico is $190,000, against $282,300 across Sandoval County.
Is it cheaper to rent or buy in Jemez Pueblo?
Rent data is not published for Jemez Pueblo at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jemez Pueblo — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New Mexico.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.