Total monthly cost of ownership
Cost to Own a Home in Jemez Pueblo, New Mexico
A $190,000 home here costs
$1,574per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $67,500 a year.
A standard mortgage calculator would have told you $1,036. The real number is $538 higher every month, 52% more than the payment most buyers budget for.
Compare Sandoval County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Jemez Pueblo from a five-year rolling sample, and with about 2,273 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Sandoval County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jemez Pueblo against Sandoval County and New Mexico
| Measure | Jemez Pueblo | Sandoval County |
|---|---|---|
| Median home value | $190,000 | $282,300 |
| Median property tax | — | $2,147 |
| Effective tax rate | 0.761% | 0.761% |
| Median gross rent | — | $1,408 |
| Population | 2,273 | 151,538 |
The weather behind that power bill
Jemez Pueblo sits in Sandoval County, which averages a high of 73.7°F in its hottest month and a low of 8.7°F in its coldest, with 25.48" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2 cooling and 8,991 heating degree days, which is what sets the $108 electricity line above.
See the full climate breakdown for Sandoval County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sandoval County
Full Sandoval County cost breakdown · Every county in New Mexico
Talk to someone who works this market
These are Jemez Pueblo averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Jemez Pueblo every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Jemez Pueblo I already own here and may sell
Common questions
How much does it cost to own a home in Jemez Pueblo?
A $190,000 home in Jemez Pueblo, New Mexico costs approximately $1,574 per month with 20% down at 7.24%. That is $1,036 principal and interest, $120 property tax, $83 homeowners insurance, $176 utilities and $158 set aside for maintenance.
What is the property tax rate in Jemez Pueblo?
Place-level tax data is not published for Jemez Pueblo, so the Sandoval County rate of 0.761% applies here.
What is the average home price in Jemez Pueblo?
The median owner-occupied home value in Jemez Pueblo, New Mexico is $190,000, against $282,300 across Sandoval County.
Is it cheaper to rent or buy in Jemez Pueblo?
Rent data is not published for Jemez Pueblo at this level of detail.
What salary do you need to buy a home in Jemez Pueblo?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Jemez Pueblo, New Mexico at today's rate takes a household income of roughly $67,500 a year. That covers the full $1,574 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jemez Pueblo, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for New Mexico.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.