Cost to Own
United StatesPennsylvaniaCambria CountySalix Population 1,339 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Salix, Pennsylvania

A $145,000 home here costs

$1,327

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $745. The real number is $581 higher every month — 78% more than the payment most buyers budget for.

Salix median: $145,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $116,000 borrowed $745
Property tax1.242% effective rate for Salix itself $150
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $48
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $121
Total monthly $1,327

Salix against Cambria County and Pennsylvania

MeasureSalixCambria County
Median home value$145,100$115,900
Median property tax$1,802$1,487
Effective tax rate1.242%1.283%
Median gross rent$733
Population1,339132,355

The weather behind that power bill

Salix sits in Cambria County, which averages a high of 78.7°F in its hottest month and a low of 15.9°F in its coldest, with 48.68" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 294 cooling and 6,963 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Cambria County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Cambria County

Full Cambria County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Salix?

A $145,000 home in Salix, Pennsylvania costs approximately $1,327 per month with 20% down at 6.66%. That is $745 principal and interest, $150 property tax, $48 homeowners insurance, $262 utilities and $121 set aside for maintenance.

What is the property tax rate in Salix?

Salix has an effective property tax rate of 1.242%, based on a median home value of $145,100 and median real estate taxes of $1,802. That is lower than the Cambria County average of 1.283%.

What is the average home price in Salix?

The median owner-occupied home value in Salix, Pennsylvania is $145,100, against $115,900 across Cambria County.

Is it cheaper to rent or buy in Salix?

Rent data is not published for Salix at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Salix — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology