Cost to Own
United States › Pennsylvania › Cambria County › Nanty-Glo Population 2,399 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $423 a month in taxes, insurance, utilities and upkeep. See the full Cambria County picture

Total monthly cost of ownership

Cost to Own a Home in Nanty-Glo, Pennsylvania

A $81,000 home here costs

$865

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $37,000 a year.

P&I 51%Tax 10%Insurance 3%Utilities 28%Upkeep 8%

A standard mortgage calculator would have told you $442. The real number is $423 higher every month, 96% more than the payment most buyers budget for.

Compare Cambria County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Nanty-Glo from a five-year rolling sample, and with about 2,399 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Cambria County figures are drawn from a far larger sample if you want a steadier number.

Nanty-Glo median: $81,100
Under 20% adds PMI
Freddie Mac PMMS
PA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $64,800 borrowed $442
Property tax1.222% effective rate for Nanty-Glo itself $82
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $27
Electricity21.77ยข/kWh, Pennsylvania residential average, EIA $178
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $68
Total monthly $865

Nanty-Glo against Cambria County and Pennsylvania

MeasureNanty-GloCambria County
Median home value$81,100$115,900
Median property tax$991$1,487
Effective tax rate1.222%1.283%
Median gross rent$666$733
Population2,399132,355

The weather behind that power bill

Nanty-Glo sits in Cambria County, which averages a high of 78.7°F in its hottest month and a low of 15.9°F in its coldest, with 48.68" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 294 cooling and 6,963 heating degree days, which is what sets the $178 electricity line above.

See the full climate breakdown for Cambria County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Cambria County

Full Cambria County cost breakdown · Every county in Pennsylvania

Talk to someone who works this market

These are Nanty-Glo averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Nanty-Glo every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Nanty-Glo I already own here and may sell

Common questions

How much does it cost to own a home in Nanty-Glo?

A $81,000 home in Nanty-Glo, Pennsylvania costs approximately $865 per month with 20% down at 7.24%. That is $442 principal and interest, $82 property tax, $27 homeowners insurance, $246 utilities and $68 set aside for maintenance.

What is the property tax rate in Nanty-Glo?

Nanty-Glo has an effective property tax rate of 1.222%, based on a median home value of $81,100 and median real estate taxes of $991. That is lower than the Cambria County average of 1.283%.

What is the average home price in Nanty-Glo?

The median owner-occupied home value in Nanty-Glo, Pennsylvania is $81,100, against $115,900 across Cambria County.

Is it cheaper to rent or buy in Nanty-Glo?

Median gross rent in Nanty-Glo is $666 a month, against $865 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Nanty-Glo?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Nanty-Glo, Pennsylvania at today's rate takes a household income of roughly $37,000 a year. That covers the full $865 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nanty-Glo, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Pennsylvania.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology