Total monthly cost of ownership
Cost to Own a Home in Sabina, Ohio
A $93,000 home here costs
$936per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $478. The real number is $458 higher every month — 96% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sabina against Clinton County and Ohio
| Measure | Sabina | Clinton County |
|---|---|---|
| Median home value | $92,600 | $192,800 |
| Median property tax | $1,221 | $1,816 |
| Effective tax rate | 1.319% | 0.942% |
| Median gross rent | $802 | $893 |
| Population | 2,842 | 42,014 |
The weather behind that power bill
Sabina sits in Clinton County, which averages a high of 84.1°F in its hottest month and a low of 21.4°F in its coldest, with 42.4" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 880 cooling and 5,364 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clinton County
Common questions
How much does it cost to own a home in Sabina?
A $93,000 home in Sabina, Ohio costs approximately $936 per month with 20% down at 6.66%. That is $478 principal and interest, $102 property tax, $35 homeowners insurance, $243 utilities and $78 set aside for maintenance.
What is the property tax rate in Sabina?
Sabina has an effective property tax rate of 1.319%, based on a median home value of $92,600 and median real estate taxes of $1,221. That is higher than the Clinton County average of 0.942%.
What is the average home price in Sabina?
The median owner-occupied home value in Sabina, Ohio is $92,600, against $192,800 across Clinton County.
Is it cheaper to rent or buy in Sabina?
Median gross rent in Sabina is $802 a month, against $936 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sabina — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.