Cost to Own
United StatesOhioClinton CountyNew Vienna Population 1,130 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in New Vienna, Ohio

A $130,000 home here costs

$1,187

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $668. The real number is $519 higher every month — 78% more than the payment most buyers budget for.

New Vienna median: $130,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $104,000 borrowed $668
Property tax1.097% effective rate for New Vienna itself $119
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $48
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $108
Total monthly $1,187

New Vienna against Clinton County and Ohio

MeasureNew ViennaClinton County
Median home value$130,200$192,800
Median property tax$1,428$1,816
Effective tax rate1.097%0.942%
Median gross rent$835$893
Population1,13042,014

The weather behind that power bill

New Vienna sits in Clinton County, which averages a high of 84.1°F in its hottest month and a low of 21.4°F in its coldest, with 42.4" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 880 cooling and 5,364 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clinton County

Full Clinton County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in New Vienna?

A $130,000 home in New Vienna, Ohio costs approximately $1,187 per month with 20% down at 6.66%. That is $668 principal and interest, $119 property tax, $48 homeowners insurance, $243 utilities and $108 set aside for maintenance.

What is the property tax rate in New Vienna?

New Vienna has an effective property tax rate of 1.097%, based on a median home value of $130,200 and median real estate taxes of $1,428. That is higher than the Clinton County average of 0.942%.

What is the average home price in New Vienna?

The median owner-occupied home value in New Vienna, Ohio is $130,200, against $192,800 across Clinton County.

Is it cheaper to rent or buy in New Vienna?

Median gross rent in New Vienna is $835 a month, against $1,187 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for New Vienna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology