Cost to Own
United StatesKansasShawnee CountyRossville Population 1,183 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Rossville, Kansas

A $131,000 home here costs

$1,243

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $673. The real number is $570 higher every month — 85% more than the payment most buyers budget for.

Rossville median: $131,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $104,800 borrowed $673
Property tax1.649% effective rate for Rossville itself $180
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $76
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $109
Total monthly $1,243

Rossville against Shawnee County and Kansas

MeasureRossvilleShawnee County
Median home value$131,300$170,400
Median property tax$2,165$2,500
Effective tax rate1.649%1.467%
Median gross rent$970$970
Population1,183178,315

The weather behind that power bill

Rossville sits in Shawnee County, which averages a high of 90.2°F in its hottest month and a low of 20.0°F in its coldest, with 36.53" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,534 cooling and 4,860 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Shawnee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Shawnee County

Full Shawnee County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Rossville?

A $131,000 home in Rossville, Kansas costs approximately $1,243 per month with 20% down at 6.66%. That is $673 principal and interest, $180 property tax, $76 homeowners insurance, $204 utilities and $109 set aside for maintenance.

What is the property tax rate in Rossville?

Rossville has an effective property tax rate of 1.649%, based on a median home value of $131,300 and median real estate taxes of $2,165. That is higher than the Shawnee County average of 1.467%.

What is the average home price in Rossville?

The median owner-occupied home value in Rossville, Kansas is $131,300, against $170,400 across Shawnee County.

Is it cheaper to rent or buy in Rossville?

Median gross rent in Rossville is $970 a month, against $1,243 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Rossville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology