Total monthly cost of ownership
Cost to Own a Home in Auburn, Kansas
A $136,000 home here costs
$1,256per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $699. The real number is $557 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Auburn against Shawnee County and Kansas
| Measure | Auburn | Shawnee County |
|---|---|---|
| Median home value | $135,700 | $170,400 |
| Median property tax | $1,923 | $2,500 |
| Effective tax rate | 1.417% | 1.467% |
| Median gross rent | $889 | $970 |
| Population | 1,185 | 178,315 |
The weather behind that power bill
Auburn sits in Shawnee County, which averages a high of 90.2°F in its hottest month and a low of 20.0°F in its coldest, with 36.53" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,534 cooling and 4,860 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Shawnee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Shawnee County
Common questions
How much does it cost to own a home in Auburn?
A $136,000 home in Auburn, Kansas costs approximately $1,256 per month with 20% down at 6.66%. That is $699 principal and interest, $161 property tax, $79 homeowners insurance, $204 utilities and $113 set aside for maintenance.
What is the property tax rate in Auburn?
Auburn has an effective property tax rate of 1.417%, based on a median home value of $135,700 and median real estate taxes of $1,923. That is lower than the Shawnee County average of 1.467%.
What is the average home price in Auburn?
The median owner-occupied home value in Auburn, Kansas is $135,700, against $170,400 across Shawnee County.
Is it cheaper to rent or buy in Auburn?
Median gross rent in Auburn is $889 a month, against $1,256 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Auburn — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.