Total monthly cost of ownership
Cost to Own a Home in Rosepine, Louisiana
A $193,000 home here costs
$1,672per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $992. The real number is $680 higher every month — 68% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rosepine against Vernon Parish and Louisiana
| Measure | Rosepine | Vernon Parish |
|---|---|---|
| Median home value | $193,300 | $143,500 |
| Median property tax | $1,795 | $776 |
| Effective tax rate | 0.929% | 0.541% |
| Median gross rent | $725 | $1,038 |
| Population | 1,817 | 47,764 |
The weather behind that power bill
Rosepine sits in Vernon Parish, which averages a high of 93.6°F in its hottest month and a low of 37.4°F in its coldest, with 59.31" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,453 cooling and 2,004 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Vernon Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Vernon Parish
Full Vernon Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Rosepine?
A $193,000 home in Rosepine, Louisiana costs approximately $1,672 per month with 20% down at 6.66%. That is $992 principal and interest, $149 property tax, $174 homeowners insurance, $195 utilities and $161 set aside for maintenance.
What is the property tax rate in Rosepine?
Rosepine has an effective property tax rate of 0.929%, based on a median home value of $193,300 and median real estate taxes of $1,795. That is higher than the Vernon Parish average of 0.541%.
What is the average home price in Rosepine?
The median owner-occupied home value in Rosepine, Louisiana is $193,300, against $143,500 across Vernon Parish.
Is it cheaper to rent or buy in Rosepine?
Median gross rent in Rosepine is $725 a month, against $1,672 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rosepine — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.