Cost to Own
United StatesLouisianaVernon ParishLeesville Population 5,610 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Leesville, Louisiana

A $110,000 home here costs

$971

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $566. The real number is $406 higher every month — 72% more than the payment most buyers budget for.

Leesville median: $109,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $88,000 borrowed $566
Property tax0.215% effective rate for Leesville itself $20
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $99
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $92
Total monthly $971

Leesville against Vernon Parish and Louisiana

MeasureLeesvilleVernon Parish
Median home value$109,700$143,500
Median property tax$236$776
Effective tax rate0.215%0.541%
Median gross rent$863$1,038
Population5,61047,764

The weather behind that power bill

Leesville sits in Vernon Parish, which averages a high of 93.6°F in its hottest month and a low of 37.4°F in its coldest, with 59.31" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,453 cooling and 2,004 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Vernon Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Vernon Parish

Full Vernon Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Leesville?

A $110,000 home in Leesville, Louisiana costs approximately $971 per month with 20% down at 6.66%. That is $566 principal and interest, $20 property tax, $99 homeowners insurance, $195 utilities and $92 set aside for maintenance.

What is the property tax rate in Leesville?

Leesville has an effective property tax rate of 0.215%, based on a median home value of $109,700 and median real estate taxes of $236. That is lower than the Vernon Parish average of 0.541%.

What is the average home price in Leesville?

The median owner-occupied home value in Leesville, Louisiana is $109,700, against $143,500 across Vernon Parish.

Is it cheaper to rent or buy in Leesville?

Median gross rent in Leesville is $863 a month, against $971 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Leesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology